My Purpose and Resolve

I've always been taught, "a penny saved is a penny earned", and that everyone has their own "2 cents" to add to how we ought to go through this journey we call life. Imagine if we were to save all those insightful "2 cents", imagine how "rich" our lives would become! I hope this blog will not only inspire, but allow for knowledge and growth in the Treasure Valley Real Estate Market. And PLEASE, share this blog with your friends! When we all add our "2 cents" together, their value truly has no limits!

Friday, February 25, 2011

Don't throw your TAX RETURN AWAY! Invest it in your NEW HOME!

BELIVE ME! I know the feeling of having that fat IRS check burn in your pocket! CARS, TV's, NEW FURNITURE, ETC ETC, so many things you could do with it! However........

NONE of those will ever give you a return on investment! (now, for all you "naysayers" I know a home is not always 100 percent on this) But I'm willing to bet on it over any of the other options any day!

RENTERS! PAY ATTENTION HERE! Most don't realize that with a traditional FHA loan (most common loan on homes) that you ONLY NEED 3.5 % down payment! And with the average american getting around $3,200 back from the IRS, (and the average 3.5% down payment for a single family home being $2,000- $5,000) AND the majority of sellers paying ALL closing cost fees, it would be very possible to get into a NEW HOME and finally kick your landlord to the curb! (Not to mention all the other tax benefits that come as being a home owner).

PLEASE, check out my friend, Terry Heffner's blog (Guild Mortage), and for more information on this!

Terry Heffner's Blog

WHY SPEND YOUR TAX RETURN ONCE!? Make that money work for you, invest! And enjoy being a Home Owner!!!

Wednesday, February 23, 2011

BOISE HOMES: Interest Rates take dip...BUT NOT FOR LONG!

Attention Homebuyers! Interest rates just dropped again ever so slightly! And now would be the time to take advantage of those rates! According to mortgage expert Terry Heffner with Guild Mortgage, interest rates are only going to trend upward through out 2011. See his video below for a better explanation.

Saturday, February 19, 2011

AGENTS: Your clients need to know about this information!

Currently on a $100,000 loan the monthly Mortgage Insurance is $75.00
Beginning April 18th, $100,000 loan amount, the monthly MI will be $95.78, or a increase of $20.78/$100,000.
Pass it along to any homebuyers sitting on the fence post, although home prices are going down, interest rates and NOW MI rates are going up.See this link below for more info.

HUD Link
Also, let your buyers know that if they wait for prices to fall, and rates do increase then they in the end would lose! See graph below:

Saturday, February 5, 2011

15 sales days left this month, 38 left this quarter Saturday, February 5

I attribute my success to this:
I never gave or took an excuse.

Florence Nightingale (1820–1910)
English pioneer of modern nursing

Sales reminder...

Objections are a requirement to a successful sales day.
It means you're engaging your prospects and customers and helps you
move the sales process along (or end the process with an unqualified prospect).

All along, make sure you're qualifying continually!

If you've not seen it or need a reminder, 1 minute from Nike...