My Purpose and Resolve

I've always been taught, "a penny saved is a penny earned", and that everyone has their own "2 cents" to add to how we ought to go through this journey we call life. Imagine if we were to save all those insightful "2 cents", imagine how "rich" our lives would become! I hope this blog will not only inspire, but allow for knowledge and growth in the Treasure Valley Real Estate Market. And PLEASE, share this blog with your friends! When we all add our "2 cents" together, their value truly has no limits!

Thursday, June 30, 2011

"We only got 86,400 seconds in a day......"

What do you do with it? Our time is valuable, so short, and yet we waste so much of it! NO THIS IS NOT A WORK MOTIVATION BLOG! :) This is a LOVE LIFE AND ENJOY IT BLOG today!  To many times we forget to enjoy everything we have. 

Lyrics make my life more meaningful everyday, and thanks to some pretty amazing lyrics and music videos, my prospective on life has been altered. Today I only want to share a couple quotes, lyrics and videos that make me a better person!

Please let me know how they effect you! :) Enjoy it!

 "One is responsible for one's own life. Passivity provides no protection."
Madeleine Kunin(1933-     )

"we only got 86,400 seconds in a day to
turn it all around or throw it all away
we gotta tell 'em that we love 'em
while we got the chance to say
gotta live like we're dying"

And finally, this video crosses my mind more then you would imagine. What would happen if we did know when it would end for us!?

Or better yet, maybe it's better we don't know and just live each day like our clock is about to run out! If we all did that,  and used our individual talents, careers, gifts, etc. imagine the quality of life we would experiance!

Today I switched it up a bit today I know! I love "Real Estate", but it by far is not the most "Real" thing that is important!

Monday, June 13, 2011


"Work is love made visible"

Kahlil Gibran (1883–1931)
Lebanese poet and philosopher

Everday is a chance to either be average, or to raise above the average. Stop living you life down there, and live it in everyway more up here.

Tuesday, June 7, 2011


There are a couple misconceptions out there today in the Treasure Valley Market, and they can have a negative effect on your buying experience if you are not aware and ready for the true nature of today’s local market. For example:

The meaning of "buyers market":

What many buyers "assume" Buyers Market means: ( and you know what assuming does) "Everyone tells me this is a buyers market, that means I call the shots. It also means that time is on my side, and that I'm in the negotiating seat. It also means that there are so many homes on the market, that I can take my time, worry about financing down the road when I find the right house, and then because I'm the only one looking at it, I'll offer extremely low and work my way up till we find a middle ground."


If you or anyone you know has this mentality, there is a good chance that when they do find the "perfect house", by the time the act on it, it will already be gone!

What Buyers Market "REALLY" means in the Treasure Valley Market:

1. There are a lot of homes to look at on the market, BUT "the 'GOOD STUFF' on this market does not last,and is gone fast!

 2. It is very common that when something new comes on the market and is in even remotely good shape, there will be multiple offers on it instantly. THERE ARE LOTS OF BUYERS OUT THERE, and also lots of INVERSTORS (rental vacancies are at an all-time low, investors know how profitable rentals are right now) and they all want the some great deal you do!

3. Many REO and Short Sale homes will not even look at an offer without a "letter of loan commitment" from your lender or "proof of funds" from your bank. So if you wait to have your financing ducks in a row before you find the "right house" there is a very good chance that property will go pending in the amount of time it takes you do organize your financing.

4. The buyers negotiating "drivers seat" is instantly lost once there are multiple offers on a property. In fact, most listing agents will give all parties a shot at coming in with their "highest and best" offer. And if you are not at the top among all the offers, plan on continue looking at more homes....again.

In short, as a buyer you need to be PREPARED! Plan on what you want in a home, know what that is before going in. Have all your financial ducks in a row a head of time. And then when you find something that fits your criteria, MOVE ON IT! The longer you wait the less likely you will get the "deal" and the home that is going to fit you and your family the best.

As i said before " The 'good stuff' on the market, DOES NOT LAST, and is GONE FAST"

As an experienced realtor in the Treasure Valley Market, I'm here to help you or your friends know what a good deal is, and then help them feel comfortable to act on it once they do!

Friday, June 3, 2011


With interest rates here in Boise below 5%, heck below even 4.5% I have had lots of clients looking at funding and getting approved, and it isn't rare to see them a handful of points away from being able to be approved, or get a better rate!

In my two years of real estate experience, the FASTEST and most EFFECTIVE way to raise your score up to 25 points in short amount of time is "  "

Most of us receive pre-approved emails in the mail all the time. The credit bureaus know that you receive these, and this does have an effect on your credit score! When you go to, you can opt out of receiving these types of mailers for up to 5 years, and it will have an immediate POSITIVE effect on your credit!!

If you or someone you know here in the Boise area needs a little help getting there scores up, please let them know about this! And then let know to give me a call as well! I have a couple other tricks that can help significantly improve your credit score!  208-631-8775.